🏡 A Quick Guide to Buying Your First Property 🏡
Buying your first home is a huge life moment that can beexciting, scary and a little bit overwhelming.
Here’s an idea of what to expect.
💰 Money matters
You’ll need a mortgage in principle. This is how you find out what you can afford per month and how much you can borrow.
Other costs include:
£ Stamp duty
£ Legal fees
👀 Property search
Don’t just look online. Talk to an estate agent – they’ll have lots of local knowledge to share.
You’ll need a conveyancer or property solicitor to get the deal done. Use a solicitor that has been recommended to you.
There are two types:
📐 Valuation survey, which is typically carried out on new properties.
📐 Homebuyer’s survey, for older properties.
Following the survey, the lender will (hopefully) approve your mortgage offer.
The seller’s solicitor or your lender may have a few questions. Then it’s just about waiting for your completion date.
Ready to buy your first property? Contact us today ☎️ 01159455553 📧 firstname.lastname@example.org